1. Description of Service and Acceptance of Terms of Use

TamFam Big Yaad (“TamFam Big Yaad,” “we,” “us,” or “our”) operates tamfambigyaad.com, a community-based website designed to facilitate discussion, cultural exchange, content sharing, and interaction among users (“Services”).

By accessing or using the Website, you affirmatively agree to be bound by these Terms. If you do not agree, you must immediately discontinue use.

You acknowledge that:

  • The Website is provided “AS IS” and “AS AVAILABLE.”
  • Content may be user-generated and not vetted by TamFam Big Yaad.
  • TamFam Big Yaad does not guarantee accuracy, safety, legality, or reliability of any content or user interaction.
  • You assume all risk arising from use of the Website and interactions with others.

2. Subscription Services

TamFam Big Yaad may offer paid or free subscriptions.

You agree that:

  • Subscriptions are optional and non-transferable.
  • Fees, renewal terms, and cancellation policies are disclosed at checkout.
  • TamFam Big Yaad makes no guarantees regarding outcomes, engagement, reach, or benefits.
  • Subscriptions may be modified or discontinued at any time.

Except where required by law, all payments are non-refundable.

3. Third Party Payment Gateway – Financial Information

Payments are processed through third-party payment processors.

You agree to indemnify and hold harmless TamFam Big Yaad from any claims arising out of payment processing.

You agree that:

  • Your financial data is governed by the processor’s policies, not ours.
  • TamFam Big Yaad bears no liability for payment errors, fraud, chargebacks, or data breaches involving

4. Disclosure Children’s Privacy

The Website is not intended for children under 16.

By using the Website, you represent that:

  • You are at least 16 years old.
  • If under 18, you have parental or guardian consent.

TamFam Big Yaad disclaims responsibility for age misrepresentation by users

5. Data transfer, storage & processing globally

Your information may be transferred, stored, and processed in the United States and other jurisdictions.

By using the Website, you consent to:

  • International data transfers
  • Processing under laws that may differ from your jurisdiction

TamFam Big Yaad disclaims liability for risks inherent in global data transmission beyond its reasonable control.

6. Indemnification

You agree to defend, indemnify, and hold harmless TamFam Big Yaad and its owners, affiliates, officers, employees, and agents from all claims, damages, losses, liabilities, costs, and attorneys’ fees arising from:

  • Your use or misuse of the Website
  • Content you submit or share
  • Violations of law or these Terms
  • Interactions with other users

This obligation survives termination.

7. Limitation of Liability

To the fullest extent permitted under New York law:

  • TamFam Big Yaad shall not be liable for indirect, incidental, special, consequential, or punitive damages
  • Total liability shall not exceed the amount paid by you to TamFam Big Yaad in the prior 12 months, or $100 if none was paid

8. Arbitration Agreement and Class Action Waiver

PLEASE READ CAREFULLY

Any dispute arising out of or relating to these Terms or the Website shall be resolved by binding arbitration, except as provided below.

A. Arbitration Rules

  • Governed by the Federal Arbitration Act
  • Administered by the American Arbitration Association (AAA)
  • Arbitration location: New York, New York
  • Each party bears its own costs unless otherwise required by law

B. Small Claims Carve Out

Either party may bring an individual claim in small claims court located in New York, provided:

  • The claim qualifies under small-claims jurisdictional limits
  • The claim remains individual only (no class or representative actions)

C. Waiver of Jury Trial

You knowingly waive the right to a jury trial.

D. Class Action Waiver

All claims must be brought individually.
No class, collective, or representative actions are permitted.